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Health Insurance In Florida

Health Insurance In Florida

Health Insurance in Florida doesn’t really have to depend on being affordable. Americans have been paying the price of these policies handed free run to different health insurance companies, but instead of helping them out, they are actually the one building gaps between the patients and their doctors. That should not be the case, with the help of the affordable health care act, health Insurance in Florida is turning to a better page. With the health care law, health insurance companies are forced to play by the rules that prohibits them from simply dropping your coverage or in case of getting sick, billing you to bankruptcy because of the annual limit or soon discriminating against everyone with a pre-existing condition. You are lucky enough if you haven’t experienced these cases with the different health insurances in Florida, believe me or not, it really happens especially before when health Insurance are not monitored by the government.

But, now, things quite changed. With the law in our favor, we are now granted with security to avoid losing our coverage especially when we are laid off or change jobs. The government has provided significant investment in the state and community-based efforts that promote public health, disease prevention and protection against public health emergency. There are reforms and with the affordable health care act still on the go to completion, there is more to come for the development of the health insurance in Florida.

As Floridians, your obligation is to know the reforms that are now going on. Check out what are the new privileges you are now free to experience with the development of health insurance in Florida. While the government tries to uplift the health status of its people by prioritizing it, you should do your part by starting prioritizing your health. Here are some of the reforms:

  • Expansion of Health care coverage in every state. It doesn’t really occur in Florida, but in all other states. The Affordable Care Act will expand health insurance coverage by establishing a Health Insurance Marketplace in every state and increasing access to the Medicaid program. 3,509,164 or 23% of Florida’s non-elderly residents are uninsured, of whom 3,232,475 (92%) may qualify for either tax credits to purchase coverage in the Marketplace or for Medicaid if Florida participates in the Medicaid expansion. Aside from developing the accessibility, the health insurance in Florida is improved with better coverage by providing more privileges that health insurance companies are obliged to obey. Such as:

–          Establishing the Health Insurance Marketplace. 

–          Increasing Access to Medicaid

–          Providing new coverage options for young adults

–          Making prescription drugs affordable for seniors

–          Covering preventive services with no deductible or co-pay

–          Providing better value for your premium dollar through the 80/20 Rule

–          Removing lifetime limits on health benefits

–          Creating new coverage options for individuals with pre-existing conditions

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  • Affordable Health Insurance in Florida. All for the betterment of health insurance in Florida, the state have received a grant of 1,000,000 dollars for research, planning, information and technology development and implementation of Affordable Health Insurance Exchange. This grant provides Florida the resources needed to conduct the research and planning necessary to build a better health insurance marketplace and determine how its exchange will be operated and governed
  • Preventing illness and Health promotion. The campaign already begun as early as 2010, Florida has received $34,800,000 in grants from the Prevention and Public Health Fund created by the Affordable Care Act. This new fund was created to support effective policies for the health insurance in Florida, its communities, and nationwide so that all Americans can lead longer, more productive lives with the help of the benefits they can have with a health insurance.
    • Increasing support for community health centers and primary care clinicians is one of the big steps they have done to improve the health care of Floridians. The Affordable Care Act increases the funding available to community health centers nationwide. In Florida, 49 health centers operate 426 sites, providing preventive and primary health care services to 1,080,695 people.  Health Center grantees in Florida have received $161,073,869 under the Affordable Care Act to support ongoing health center operations and to establish new health center sites, expand services, and/or support major capital improvement projects.
    • Strengthening partnerships with Florida. The law gives states support for their work to build the health care workforce, crack down on fraud, and support public health.  These partnerships help ensure that health care providers are working where they are needed most – in both urban and rural areas. They ensure that half a million people annually get access to HIV/AIDS treatment and access to high quality primary care services.
      • While some are not yet fulfilled as the fulfillment of the affordable healthcare act is seen on the year 2013, the health insurance in Florida has been developed. You as a Floridian should update yourself with the latest development or other issues regarding this matter. Health insurances in Florida are similar with other health insurance in the whole world. They are businesses which aim for profit. It is up to you to be wise enough to avoid fraud and abuse.  There are other grants given by the affordable health care act to those with health insurance in Florida such as $3,300,000 for health professions workforce demonstration projects, which will help low income individuals receive training and enter health care professions that face shortages.
      • $641,520 for the expansion of the Physician Assistant Training Program a five-year initiative to increase the number of physician assistants in the primary care workforce.
      • $6,914,196 for school-based health centers to help clinics expand their capacity to provide more health care services and modernize their facilities.
      • $259,743 for Family-to-Family Health Information Centers, organizations run by and for families with children with special health care needs.
      • $3,405,228 for Maternal, Infant, and Early Childhood Home Visiting Programs. These programs bring health professionals, social workers, or paraprofessionals to meet with at-risk families in their homes and connect families to the kinds of help that can make a real difference in a child’s health, development, and ability to learn – such as health care, early education, parenting skills, child abuse prevention, and nutrition.

This is all for the Floridians. Take it and enjoy as the health insurance in Florida reach its peak in helping you with your health needs whenever and wherever you may start needing them.



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